Built for Builders: The Stability of HomeBuilders SIF

From economic uncertainty to jobsite risk, Louisiana’s builders need more than just workers’ compensation coverage. They need a partner who provides stability, understands the industry and is built for the long haul. That’s where HomeBuilders SIF comes in.

More Than a Policy – A Partnership Built on Stability

Unlike traditional insurance carriers, HomeBuilders SIF is a self-insured fund created by and for Louisiana’s construction industry. That difference matters. It means we’re not a faceless corporation – we’re a community of contractors, builders and business owners who understand your work because we live it, too.

When you’re part of a self-insured fund, you’re not just buying coverage. You’re investing in your industry and your future. And when claims are lower than expected, the surplus comes back to the members. That’s the power of shared purpose and mutual accountability.

The Only Workers’ Comp Provider Endorsed by LHBA

HomeBuilders SIF is proud to be the only workers’ compensation provider endorsed by the Louisiana Home Builders Association (LHBA).

The LHBA exists to strengthen your business through advocacy, education and connection at every level: local, state and national. Its endorsement reflects our shared commitment to Louisiana’s builders and deep trust in the services we provide.

Why Stability Matters in Workers’ Comp

• Financial Stability & Shared Savings: As a member-driven fund, we focus on keeping costs down and returning unused premium dollars to our members.
• Industry Expertise: Our fund is managed by a board of trustees made up of Louisiana builders – people who understand the unique risks and regulations of construction work.
• Long-Term Protection: We don’t just react to challenges, we help you plan ahead. That’s how we’ve stood strong for decades.
• Shared Success: When our members succeed, we all succeed. Our model rewards safety and performance with financial returns through surplus distribution.

Yesterday, Today and Tomorrow – We’re With You

HomeBuilders SIF has proudly supported Louisiana’s construction industry for over 40 years. We’ve weathered storms, built futures and stood by our members every step of the way. Because when you’re a member of a fund built by builders, for builders, you’re not alone – you’re part of something stronger.

Benefit from workers’ comp coverage built by builders and contractors for builders and contractors. Learn more about how HomeBuilders SIF can support the safety and success of your business with coverage that’s built for you.